If you have higher deposits, a Smart Money Market lets you earn higher interest rates as your balance grows. Beyond saving, a Smart Money Market account also gives you easy access to your funds whenever they’re needed.
The Smart Money Market earns a variable tiered interest rate higher than other savings accounts.
Use your ATM card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.
Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.
The interest will compound and credit monthly, as shown on your monthly statement.
Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.