Digital Personal Interest Checking Rates
Balance tier |
Minimum opening deposit |
Interest rate* |
Annual Percentage Yield* |
Minimum balance to obtain Annual Percentage Yield |
---|---|---|---|---|
$100,000 and over |
$2,000 |
0.10% |
0.10% |
$100,000 |
$25,000 to $99,999.99 |
$2,000 |
0.10% |
0.10% |
$25,000 |
$10,000 to $24,999.99 |
$2,000 |
0.05% |
0.05% |
$10,000 |
$2,000 to $9,999.99 |
$2,000 |
0.05% |
0.05% |
$2,000 |
*Variable, tiered rate account. Interest rate and Annual Percentage Yield (APY) may change after account opening without notice, at our discretion. The interest rate and APY paid depends on the balance tier into which the account’s end-of-day balance falls. The interest rate that corresponds to the balance tier is paid on the full collected balance in the account at the end of day. Interest Rates and APYs are current as of 2024-12-22. Fees can reduce the earnings on the account.