Your customers can pay you with Zelle® right from their banking app, allowing you to receive payments while on the go with no extra hardware or trip to the bank.
Enhance cash flow. No need to wait for a check to clear, payments are sent directly to your bank account, typically within minutes.1
No need to provide your account information to send and receive payments1 with Zelle®.
Enroll with Zelle® now
You’re ready to start sending and receiving money with Zelle®. Next time you need to be paid, ask for Zelle®!
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Eligible small business accounts can send, receive, or request money with Zelle®. To get started, log into the Cathay Bank Business Mobile app or online banking. In the main menu, select “Send money with Zelle®”.
Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, accept the terms and conditions, and you’re ready to start sending and receiving money with Zelle®.
To send money with Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1
To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.
To request money using Zelle® with a small business account, click “Send Money with Zelle®,” select “Request,” enter the individual’s email address or U.S. mobile number, confirm the recipient is correct and tap “Request.”
If your customer is using Zelle® through their banking app, they’ll be able to pay you with Zelle®. You’ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle® app, they will not be able to send you money with Zelle®, and you should arrange for a different payment method.
Eligible small business accounts can send, receive, or request money with Zelle®. To get started, log into Cathay Bank’s online banking or mobile app towards the lower right hand corner where you see “More.” If you don’t see Zelle®, please call our customer support team at 800-922-8429.
No, Cathay Bank does not charge any fees to use Zelle® with a small business account.
Your mobile carrier's messaging and data rates may apply.
Neither Cathay Bank nor Zelle® offers purchase protection for payments made with Zelle® — for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
No, Zelle® payments cannot be reversed.
You can only cancel a payment if the small business or consumer you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our customer support team at 800-922-8429 for assistance with canceling the pending payment.
If you send money to a small business or consumer that has already enrolled with Zelle®, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our customer support team at 800-922-8429 so we can help you.
Please contact our customer support team at 800-922-8429. Qualifying imposter scams may be eligible for reimbursement.
Keeping your money and information safe is a top priority for Cathay Bank. When you use Zelle® within our online banking or mobile app, your information is protected with the same technology we use to keep your Cathay Bank account safe.
In order to use Zelle®, the sender and recipient's bank or credit union accounts must be based in the U.S.
There are a few ways you can encourage your customers to pay you with Zelle®.
No, Zelle® does not integrate directly with accounting software at this time. However, since Zelle® is connected to your bank account, you are able to see all Zelle® transactions in your online banking transaction records. If your bank account transactions feed into accounting software, you will see the Zelle® transactions.
The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine Cathay Bank send limits, call our customer service at 800-922-8429.
At Cathay Bank there are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
