Put your surplus funds to work for your business with a low-risk Certificate of Deposit (CD) that features flexible terms and a fixed interest rate through maturity.
CDs are a guaranteed investment tool for businesses with excess funds and long-term business goals. Our Business CDs help you lock in higher interest rates than standard savings accounts, plus offer a variety of flexible terms so you can grow your savings in your preferred timeframe.
CDs earn a higher Annual Percentage Yield (APY) than regular savings deposits.
Maturity terms range from 7 days to 5 years.
Get FDIC protection on your CDs for up to $250,000 per depositor for each ownership category.
Interest may be credited to the CD or a Cathay Bank savings or checking account.
Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.