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Insights by Cathay

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Inspiration for Your Business and Life

Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.

Chang M. Liu Weighs in on the 2024 Outlook

President and CEO, Mr. Chang M. Liu, took part in the L.A. Times panel to discuss the economic forecast and business predictions for 2024. Keep reading
Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.
A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in this situation, asset-based lending may provide you with additional liquidity for your business. Keep reading
A young woman presents asset-based lending options to a meeting room full of people.
A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to start. Let’s take a look at the different investment vehicles available to investors and what steps you can take to build a winning investment strategy. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
A group of people attends a meeting in a business conference room.

Building Successful Business Growth Strategies

The most successful growth strategies are tailored to the specific needs and goals of the business. Still, there are some fundamental elements that all growth strategies should include. Keep reading
A group of people attends a meeting in a business conference room.
Two business men walk together through a warehouse to discuss cross-border financing.

Your Guide to Cross-border Financing

Learn how the right cross-border financing services can help you navigate international regulations while facilitating the growth of your business. Keep reading
Two business men walk together through a warehouse to discuss cross-border financing.
A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.

Obtaining a Secured Line of Credit for Your Business

Most businesses do not rely exclusively on their revenue or cash reserves to sustain their operations and achieve their business objectives. When revenue is increasing and liquidity is needed immediately, many owners turn to a secured line of credit (LOC). Keep reading
A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.
A young professional leans over a conference table with colleagues discussing treasury management services.

What Are Treasury Management Services?

Treasury management services help businesses optimize their cash inflows and outflows for greater operational efficiency, better access to working capital, and reduced financial risk. Keep reading
A young professional leans over a conference table with colleagues discussing treasury management services.
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.

Five Steps to Building a Great Small Business Transition Plan

Taking the time to craft a small business transition plan ensures both you and your business are set up for future success after your departure. Keep reading
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.
Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.

Overcoming the challenges that can occur with trade financing

Trade financing can be complicated, but Cathay Bank can help address those challenges with specific strategies and solutions. Keep reading
Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.