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Insights by Cathay

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Inspiration for Your Business and Life

A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.

Obtaining a Secured Line of Credit for Your Business

Most businesses do not rely exclusively on their revenue or cash reserves to sustain their operations and achieve their business objectives. When revenue is increasing and liquidity is needed immediately, many owners turn to a secured line of credit (LOC). Keep reading
A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.
A young professional leans over a conference table with colleagues discussing treasury management services.

What Are Treasury Management Services?

Treasury management services help businesses optimize their cash inflows and outflows for greater operational efficiency, better access to working capital, and reduced financial risk. Keep reading
A young professional leans over a conference table with colleagues discussing treasury management services.
Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast

U.S.-China Report 2022 Fall Update

Will inflation, a tightened monetary policy, and a slowing China economy stall U.S. economic growth? The fall update provides a review of the changes and trends in international trade, global supply chains, and regional economic performance in the U.S. Cathay Bank | UCLA Anderson Keep reading
Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.

Five Steps to Building a Great Small Business Transition Plan

Taking the time to craft a small business transition plan ensures both you and your business are set up for future success after your departure. Keep reading
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.
Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.

Overcoming the challenges that can occur with trade financing

Trade financing can be complicated, but Cathay Bank can help address those challenges with specific strategies and solutions. Keep reading
Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.
Two tech industry professionals stand in between a row of server racks while analyzing data on a computer.

The best funding options based on your company's growth stage

Funding for startups is never a one-size-fits-all endeavor. Learn about typical startup funding stages and the types of financing needed. Keep reading
Two tech industry professionals stand in between a row of server racks while analyzing data on a computer.
Two men in orange vests and white helmets stand inside a large warehouse holding up construction papers for their next business venture

Corporate and industrial lending: Strategies for maximizing your capital expenditure financing

Capital expenditures are starting to rise again, thanks to the bounce-back in consumer spending. Now that the economy is recovering, firms can think about scaling once more. Keep reading
Two men in orange vests and white helmets stand inside a large warehouse holding up construction papers for their next business venture
A group of professionals are gathered around a conference table shaking hands as they make a business deal.

Utilizing treasury management tools to help maximize your working capital

Treasury management solutions help you to manage your expenses, cash flow, and operational costs so you can advance your strategic business goals. Keep reading
A group of professionals are gathered around a conference table shaking hands as they make a business deal.
A man sits with glasses sits at his work from home desk in the evening, focusing on the computer screen.

Why early fraud detection and prevention could be imperative for your business

Investing in simple fraud detection and prevention now can save your company time and resources later. Keep reading
A man sits with glasses sits at his work from home desk in the evening, focusing on the computer screen.
High angle view of female agent standing with male buyer in lobby of modern commercial building for future construction.

Repurposing retail spaces: How innovative developers and businesses are envisioning the future

Businesses that weathered Covid-19 have a chance to reinvent themselves as they reopen their commercial spaces. Here’s what they’re doing. Keep reading
High angle view of female agent standing with male buyer in lobby of modern commercial building for future construction.