信用卡

With local decision making and servicing, quick turnaround and a variety of options, you will find our consumer credit cards are definitely not “one-size-fits-all.”

Secure and convenient access

Premium benefits

Zero Liability Protection, Identity Theft Protection Service, Global Emergency Service.

Multiple payment options

Including automatic debit, online bill pay, in a Cathay Bank branch or by mail.

Contactless payment technology

Apple Pay®, Samsung Pay™ and Google Pay® , as well as Masterpass secure purchases in store, online or on an app.

Card	Welcome Offer	Benefits
Mastercard® Platinum	0% APR for purchases and balance transfers made in the first 6 months after account opening. After that, the variable APR will be 14.24% - 22.24% based on creditworthiness. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer.	Our lowest APR Consolidate and pay off debt faster with a lower APR — currently, 14.24% - 22.24% No annual fee Terms and conditions Visit your local branch to apply for Mastercard Platinum
Mastercard Platinum Rewards	One-time signup bonus of $50 cash back after spending $1,000 in the first three months after card opening². Cash back may be redeemed for statement credits or a deposit into your Cathay Bank Checking account.	Earn 1% cash back for every $1 spent¹ No limit to the cash back earned No annual fee Terms and conditions Visit your local branch to apply for Mastercard Platinum Rewards
Mastercard World	Attractive one-time signup bonus of $100 cash back after spending $3,000 in the first three months after card opening². Cash back may be redeemed for statement credits or a deposit into your Cathay Bank Checking account.	Earn 1% cash back for every $1 spent Earn 2% cash back for every $1 spent on travel and dining³ No limit to the number of cash back earned No foreign transaction fee If you do not meet the criteria for this card, you may be considered for the Mastercard Platinum Rewards Card No annual fee Terms and conditions Visit your local branch to apply for Mastercard World

Card

Welcome Offer

Benefits

Mastercard®
Platinum

0% APR for purchases and balance transfers made in the first 6 months after account opening. After that, the variable APR will be 14.24% - 22.24% based on creditworthiness.

A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer.

Our lowest APR
Consolidate and pay off debt faster with a lower APR — currently, 14.24% - 22.24%
No annual fee

Terms and conditions

Visit your local branch to apply for Mastercard Platinum

Mastercard
Platinum Rewards

One-time signup bonus of $50 cash back after spending $1,000 in the first three months after card opening². Cash back may be redeemed for statement credits or a deposit into your Cathay Bank Checking account.

Earn 1% cash back for every $1 spent¹
No limit to the cash back earned
No annual fee

Terms and conditions

Visit your local branch to apply for Mastercard Platinum Rewards

Mastercard
World

Attractive one-time signup bonus of $100 cash back after spending $3,000 in the first three months after card opening². Cash back may be redeemed for statement credits or a deposit into your Cathay Bank Checking account.

Earn 1% cash back for every $1 spent
Earn 2% cash back for every $1 spent on travel and dining³
No limit to the number of cash back earned
No foreign transaction fee
If you do not meet the criteria for this card, you may be considered for the Mastercard Platinum Rewards Card
No annual fee

Terms and conditions

Visit your local branch to apply for Mastercard World

Click here to learn more about our credit cards

All credit cards are subject to credit approval. Please reach out to your branch or relationship manager for more information

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

Apple Pay® is a trademark of Apple Inc. Samsung Pay™ is a trademark of Samsung Electronics Co., Ltd. Google Pay® is a trademark of Google LLC

For details on Rewards Program, please visit: Apex Rewards Program Rules. Rewards options are subject to change without notice.
Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.

Cards are issued by Pinnacle Bank, a Tennessee Bank, Member FDIC.